[Community_garden] Town Lease/Liability Insurance

[Dorene Pasekoff]

Hi, Folks!

 <<  We were expecting a simple renewal of the 
lease this year, but today we found out that the Town's insurance 
company is recommending that the non-profit organization provide its 
own liability insurance which is $750 - $1000/year listing the town 
as an additional insured.  >>

I find this line extremely interesting -- are you sure it's the insurance
company that is making this recommendation?  In my experience, it's usually
the town that doesn't want to bother and tries to palm off the bill to the
non-profit.

Who told you what is stated above?  Have you seen it in writing?  Do you
have the quote for insurance in writing?

If you can't get this information in writing, it's a red flag that something
else is going on.  Call in whatever political chips you have to find out
what's REALLY going on.  Here in PA, "liability insurance" is almost always
a smoke screen for something else.  Find out what the "something else" is,
then see if you really have to deal with the liability insurance.

Dorene

Dorene Pasekoff, Coordinator
St. John's United Church of Christ Organic Community Garden and Labyrinth

A mission of 
St. John's United Church of Christ, 315 Gay Street, Phoenixville, PA  19460